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Keywords: wealth, inequality, measurement Introduction Recent work on wealth inequality Piketty has spurred much public interest and scientific debate on the distribution of wealth, its determinants, and its consequences e.
Pfeffer and Schoeni forthcoming.
At the backdrop of this debate, an accurate measurement of wealth that allows a nuanced understanding of the financial position of households has seldom been a more pressing issue. This article compares the two main surveys commonly used to study the household wealth holdings of U.
Doing so supports the careful use of these data sources by researchers who seek to contribute to this ongoing and important debate. The SCF is often considered the gold standard for estimates of the wealth holdings of American families. Wealth in SCF is measured with an extensive array of questions.
Moreover, the survey design features an oversample of households likely to hold very high levels of wealth. This feature is important because a large share of total wealth in the US is held by a relatively small number of households. Beginning in the PSID asked respondents a series of questions about their wealth.
While accurate wealth measurement is an important goal for PSID, this survey must also allocate interview time to collect a wide array of economic, social, and health data for responding households.
A handful of prior studies have examined comparisons of wealth holdings of American families as estimated by different household surveys. They conclude that differences in estimates between the two surveys are likely driven by the fact that SCF better represents very high wealth households and it has a more detailed list of questions.
Our analyses differ from these two papers in that we can estimate wealth with the SCF including and excluding the oversample to directly determine the importance of oversampling in the SCF. In addition, we provide more specific estimates of the share of the difference in overall net worth that is due to particular components of wealth which helps identify likely explanations for the divergence in estimates.
Finally, our estimates are for Providing more current estimates is particularly important at the backdrop of Wolff's overall conclusion that the PSID wealth estimates — like those based on the SIPP — started to diverge from the SCF during the late s and early s.
We compare estimates of various subcomponents of wealth to determine which components have the greatest discrepancy across the two data sources. Furthermore, given the growing concern about economic inequality, we compare estimates of wealth inequality.
We begin by describing the two data sources and our approach for mapping wealth components between the two data sources. The survey is specialized for wealth measurement and the questionnaire includes a wide variety of specific questions on different types of assets and liabilities and supporting attributes.
The sample includes both a multi-stage area-probability sample and a supplemental sample based on statistical records derived from tax return that is intended to provide an over-sampling of wealthy households Kennickell, Thus, it is possible to estimate the wealth distribution from a sample more comparable to that used in the PSID. The PSID is a longitudinal study of individuals and families that began in See Panel Study of Income Dynamics for a detailed discussion of the sample design.
A module of questions assessing wealth was first introduced in For safety reasons, this is required for ucs tests before it begins, and urs be maintained for the entire duration of the test.
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